Introduction

Kapil Chits Karnataka (hereafter referred to as “Company”, “we”, “our”, or “us”) is committed to protecting your personal information and ensuring its privacy, accuracy, and security. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with our chit fund services.

1. Information We Collect

We collect the following types of information to provide and improve our services:

• Personal Information: Name, contact details (email, phone), address, date of birth, PAN, Aadhaar, or other government-issued identification numbers.
• Financial Information: Bank account details, income proofs, and credit history.
• Usage Data: Information about your interactions with our website, apps, or customer service channels.

2. How We Use Your Information

We use your personal data for purposes including:

• Verifying your identity and eligibility for participation.
• Managing chit fund operations, including contributions, auctions, and payouts.
• Complying with legal and regulatory obligations.
• Enhancing user experience and providing customer support.
• Sending promotional updates or critical service notifications.

3. Sharing Your Information

We may share your information with:

• Regulatory authorities to comply with applicable laws.
• Payment processors and financial institutions for seamless transactions.
• Third-party service providers to assist in business operations (e.g., KYC verifications, customer support).
• Legal representatives, if required, for dispute resolution.

We do not sell your data to third parties.

4. Security Measures

We implement robust security protocols, including encryption and access controls, to protect your data against unauthorized access or breaches.

5. Your Rights

You have the right to:

• Access and correct your personal data.
• Withdraw consent for specific data processing (subject to legal or contractual obligations).
• Lodge complaints with a regulatory body if you believe your data rights have been violated.

6. Updates to this Policy

We may periodically update this Privacy Policy to reflect changes in legal requirements or business practices. The updated version will be posted on our website with the revised effective date.

Contact Us

For any queries about this policy or your personal data, reach out to us at:

sales@kapilkarnatakachits.com | +91 90005 50901