When Life Gives you the Best Opportunity
to Save, Make the Most of it.
Chit Plans
PLAN
Plan your finances such that you meet every contingent expense without feeling pressured.
BORROW
A chit fund is the only financial product that allows you to save and borrow. Be smart; avoid the pitfalls of borrowing at exorbitant costs from money lenders and other financial channels. Borrow hassle-free with Kapil Chits.
REAP
Kapil Chits is your trustworthy, safe, and reliable companion to help you reap maximum benefits from investing in chits.
| Chit Value | Months | Minimum Installment | Maximum Installment | Minimum Bid Payable | Maximum Bid Payable | Maximum Bid Discount | W.E.F 1st Dec-21 Commenced Groups(Foreman Comm %) |
|---|---|---|---|---|---|---|---|
| 1,00,000 | 50 | 1,340 | 2,000 | 60,000 | 93,000 | 40% | 7% |
| 1,00,000 | 40 | 1,775 | 2,500 | 65,000 | 94,000 | 35% | 6% |
| 1,00,000 | 25 | 3,000 | 4,000 | 70,000 | 95,000 | 30% | 5% |
| 2,00,000 | 50 | 2,680 | 4,000 | 1,20,000 | 1,86,000 | 40% | 7% |
| 2,00,000 | 40 | 3,550 | 5,000 | 1,30,000 | 1,88,000 | 35% | 6% |
| 3,00,000 | 50 | 4,020 | 6,000 | 1,80,000 | 2,79,000 | 40% | 7% |
| 3,00,000 | 30 | 7,500 | 10,000 | 2,10,000 | 2,85,000 | 30% | 5% |
| 5,00,000 | 50 | 6,600 | 10,000 | 3,00,000 | 4,70,000 | 40% | 6% |
| 5,00,000 | 40 | 8,750 | 12,500 | 3,25,000 | 4,75,000 | 35% | 5% |
| 5,00,000 | 25 | 15,000 | 20,000 | 3,50,000 | 4,75,000 | 30% | 5% |
| 6,00,000 | 30 | 15,000 | 20,000 | 4,20,000 | 5,70,000 | 30% | 5% |
| 10,00,000 | 50 | 13,200 | 20,000 | 6,00,000 | 9,40,000 | 40% | 6% |
| 10,00,000 | 40 | 17,500 | 25,000 | 6,50,000 | 9,50,000 | 35% | 5% |
| 15,00,000 | 50 | 19,500 | 30,000 | 9,00,000 | 14,25,000 | 40% | 5% |
| 15,00,000 | 30 | 37,500 | 50,000 | 10,50,000 | 14,25,000 | 30% | 5% |
| 20,00,000 | 50 | 26,000 | 40,000 | 12,00,000 | 19,00,000 | 40% | 5% |
| 25,00,000 | 50 | 32,500 | 50,000 | 15,00,000 | 23,75,000 | 40% | 5% |
| 25,00,000 | 25 | 75,000 | 1,00,000 | 17,50,000 | 23,75,000 | 30% | 5% |
| 30,00,000 | 50 | 39,000 | 60,000 | 18,00,000 | 28,50,000 | 40% | 5% |
| 30,00,000 | 30 | 75,000 | 1,00,000 | 21,00,000 | 28,50,000 | 30% | 5% |
| 50,00,000 | 50 | 65,000 | 1,00,000 | 30,00,000 | 47,50,000 | 40% | 5% |
| 1,00,00,000 | 50 | 1,30,000 | 2,00,000 | 60,00,000 | 95,00,000 | 40% | 5% |
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